Description
Essential Protection for Your Ministry
In the sensitive and often complex world of workplace chaplaincy, your focus is on providing emotional and spiritual support. However, providing guidance in a professional capacity carries unique risks. Workplace Chaplaincy Mission UK provides a bespoke insurance solution, underwritten by Markel International, specifically tailored for the needs of chaplains.
Whether you are visiting a boardroom, a factory floor, or a community hub, our policy ensures that while you are caring for others, your professional reputation and financial security are protected.
Key Benefits of Coverage
Our “Charities and Community Groups” policy provides comprehensive cover across two primary areas:
1. Professional Indemnity (£250,000 Limit)
Protects you against claims arising from a “breach of duty” during your pastoral work. This is vital for any chaplain providing one-to-one listening, advice, or support.
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Negligence & Errors: Covers legal defence and damages if you are held liable for incorrect advice or a professional mistake.
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Breach of Confidentiality: Protection against unintentional slips regarding sensitive information.
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Libel & Slander: Covers you against claims of defamation made during the course of your duties.
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Loss of Documents: Coverage for the costs of replacing or restoring professional documents.
2. Public Liability (£5,000,000 Limit)
Essential for chaplains who are “out and about.” This covers you if your presence or actions accidentally cause harm to a third party or their property.
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Injury & Damage: High-level cover (£5m) for accidental injury to members of the public or damage to property at a host site.
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Hired Premises: Protection for damage to rooms or venues you may hire or rent for chaplaincy activities.
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Legal Defence: Includes coverage for representation costs in respect of criminal proceedings brought under the Health & Safety at Work Act.
Exclusive Value-Added Services
As a policyholder through WCMUK, you gain access to professional support services that go beyond standard insurance:
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PR Crisis Management: Access to expert advice from The Counsel House to help manage and protect your reputation in the event of a negative incident.
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Legal Helpline: Specialist legal advice provided by Markel Law LLP.
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Fee Dispute Helpline: Support from DWF for any disputes regarding professional fees.
Policy Details at a Glance
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Insurer: Markel International Insurance Company Limited.
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Jurisdiction: Applicable for claims brought within UK courts.
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Excess: A standard £250 excess applies to property damage claims.
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Peace of Mind: Immediate access to your Confirmation of Insurance upon successful application.
Protect your mission. Secure your ministry.