Comprehensive Protection. Exclusive Member Value.
Secure your ministry with £5 Million in specialist cover, designed specifically for the unique risks of chaplaincy in secular, private, and public sectors.
Why Every Chaplain Needs Cover
In today’s professional landscape, insurance isn’t just “good to have”—it’s often a requirement. Whether you are entering a retail hub, a transport center, or a private office, your partners expect you to be professionally protected.
WCMUK has negotiated a specialist scheme that provides robust cover at a fraction of the cost of commercial brokers.
Choose Your Path
Use the columns below to decide which setup is right for you. Both options provide the same high-level protection for the individual chaplain.
| Individual Insurance | Organisation Insurance |
| Best for: Self-employed chaplains, solo volunteers, or individuals paying for their own cover. | Best for: Lead Chaplains, Managers, and Facilitators covering a team of staff or volunteers. |
| Key Features: | Key Features: |
| • £5m Public Liability • £5m Professional Indemnity • £2.5m Abuse Cover • Personal Certificate of Insurance | • Centralised Billing (Bulk Purchase) • Team Management Dashboard • Automated “Invite Links” for Staff • Staff complete their own declarations |
| Price: £12 / Year | Price: £12 per seat / Year |
What’s Included in Your Policy?
- Public Liability (£5 Million): Protects you against claims for accidental injury to third parties or damage to property during your chaplaincy work.
- Professional Indemnity (£5 Million): Essential cover for allegations of professional negligence, errors in pastoral advice, or breach of professional duty.
- Abuse Cover (£2.5 Million): Vital specialist protection for claims related to physical or mental abuse—a feature often excluded from standard business policies.
- Instant Documentation: No waiting for brokers. Complete your digital declaration and download your PDF Insurance Certificate immediately.
Frequently Asked Questions
Does the Organisation level insure my company? No. This is an administrative billing level. The insurance applies solely to the individuals occupying the “seats.” WCMUK is the Policyholder; the organisation purchasing seats is not an insured entity.
How do my team members get their documents? Once you purchase seats, you’ll get an “Invite Link” in your dashboard. Send this to your team. They will register (for free), fill in their legal declaration, and then they can download their own certificates.
Can I buy this if I’m not a WCMUK Member? No. This scheme is an exclusive benefit for WCMUK Members and Associates. Our system will ask you to log in to verify your membership before you can complete the purchase.